3 min read
What 2025 Consumer Bill Payment Trends Mean for Financial Institutions
Consumer bill payment habits continue to evolve, but the operational realities behind those payments are becoming more—not less—complex.
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3 min read
What the 18-Month Receivables Window Means for Banks and Credit Unions
Benjamin Nestor: June 23, 2026
This article draws on findings from a Datos Insights research paper commissioned by CheckAlt. For commercial banks and credit unions under US$30...
4 min read
From Answers to Action: The Next Phase of AI in Payments and Receivables
Why the shift from generative AI to agentic AI matters for payments and receivables workflows. Watch the Video: AI In Payments & Receivables: From...
3 min read
The Missing Piece of Real-Time Payment Processing: Integrated Receivables
Editor’s Note: This article has been updated from its original publication in April 2021. Faster payment expectations are changing how organizations...
2 min read
Lockbox Explained: How It Works and Why It Still Matters
While the payments industry has continued shifting toward digital payments, many organizations still rely on checks for inbound payments. That’s why...
3 min read
Lockbox Services Support Commercial Retention and Deposit Relationships
Commercial client retention is no longer driven only by pricing, service, or relationship management. While those factors still matter, daily...
4 min read
The Hidden Costs of In-House Lockbox Processing
For many financial institutions, lockbox is one of those functions that just runs in the background. Payments come in, checks get processed, deposits...
4 min read
Does My Business Need Lockbox Services?
If your business still receives a high volume of check payments, you’re not alone. Despite the growth of digital payments, checks remain a...
3 min read
What Happens After Payments Come In: The Operational Side of Receivables
For many organizations, the work doesn’t end when a payment is made. In many cases, that’s where the real operational challenge begins—in how...
3 min read
6 Ways Credit Unions Can Reduce Loan Delinquency Rates
Editor’s Note: This article has been updated from its original publication in March 2021. Loan delinquency isn’t just a credit issue; it’s also an...
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4 min read
Evaluating Lockbox Providers Without Disruption
Lockbox services remain a core part of treasury management for many banks and credit unions. Even as digital payments continue to grow, checks are...
4 min read
3 Flexible Lockbox Deployment Models for Modern Receivables
Editor’s Note: This article has been updated from its original publication in August 2018. Many organizations still receive a meaningful portion of...
3 min read
Reducing Check Fraud Risk Starts with Modernizing Check Processing
Despite continued investment in digital payments, check fraud remains one of the most persistent fraud challenges facing financial institutions...
3 min read
How Lockbox Fits into a Modern Payments Strategy
Many businesses still receive a high volume of check payments, especially in utilities, healthcare, municipalities, property management, and...
4 min read
How Financial Institutions Can Fix Receivables with True Modernization
For many financial institutions (FIs), digitizing receivables has become shorthand for progress. Treasury management leaders roll out online payment...