Simplifying Receivables Management

Patrick Law is the President & Chief Executive Officer at CheckAlt, where he leads the company’s strategy, operations, and execution. Known for his “Mission First, People Always” philosophy, he brings a client-focused, team-centered approach to leadership.

Patrick has more than 28 years of leadership experience in banking and payments. He previously served as COO & SVP of Fiserv’s Banking Division, supporting over 7,000 financial institutions with core banking, card services, digital banking, and payment technologies. His career also includes leadership roles at Elan Financial Services, Genpass, and ACS.

Patrick has led strategic client relationships with institutions such as Citibank, Bank One, PNC Bank, Home Savings, RaceTrac Petroleum, and Publix.

Patrick has also served as Chairman of the Board for Defenders of Freedom, a national nonprofit supporting post-9/11 military veterans through job placement, traumatic brain injury (TBI) treatment, emergency financial aid, and life transition support. He continues to advise the organization’s CEO on fundraising and operations.

Patrick served in the U.S. Army as a Military Policeman. He holds an MBA from the University of Dallas, a BA in Sociology from St. John Fisher College in Rochester, NY, and is a graduate of the University of Washington’s Graduate School of Banking.

Rachel Book is Chief Administrative Officer at CheckAlt, where she oversees people operations, organizational effectiveness, and administrative functions that support the company’s growth, scale, and execution. She also partners closely with leadership on select client-facing initiatives and operational priorities as CheckAlt continues to expand. 

Rachel brings more than 20 years of leadership experience across human resources, talent strategy, and organizational design. Prior to joining CheckAlt, she held senior leadership roles at organizations including Stryker, Fidelity Investments, Bloomberg LP, and AT&T, where she led enterprise-wide talent acquisition, workforce strategy, and organizational initiatives. She is known for applying data, structure, and operational discipline to streamline processes, strengthen teams, and support business performance. 

Rachel holds a Master’s degree in Industrial Organizational Psychology from Harvard University and a Bachelor’s degree in Psychology from Thomas Edison State University.

Pankaj Khurana (PK) is Chief Financial Officer at CheckAlt, where he leads the company’s financial strategy, governance, and performance management. He is responsible for establishing disciplined financial analytics, forecasting, and reporting frameworks that support data-driven decision-making and long-term growth.

Previously, Pankaj led CheckAlt’s end-to-end lockbox operations across eleven sites and strategic vendor partnerships. In that role, he was accountable for operational performance, cost optimization, service delivery, and the execution of large-scale transformation initiatives aligned with client and business priorities.

Pankaj brings more than 20 years of experience across finance and operations, with senior leadership roles at Fiserv and U.S. Bank. He is known for aligning operational execution with rigorous financial discipline to drive sustainable growth and profitability.

He holds an MBA in Finance from Purdue University.

Jason Schwabline is Chief Commercial Officer at CheckAlt, where he leads go-to-market strategy, revenue growth, and strategic partnerships across financial institutions, fintechs, and enterprise clients. He is responsible for aligning commercial execution with CheckAlt’s broader platform and growth strategy as the company scales its integrated receivables offerings.

Jason brings more than 20 years of experience in financial technology, with deep expertise across payments, check processing, and receivables management. Prior to joining CheckAlt, he served as Chief Strategy Officer at Alogent, where he led global product strategy, corporate development, and partnerships. He has also held senior leadership roles at Fiserv, Jack Henry, ProfitStars, and BISYS, driving innovation across core banking, item processing, and fintech integrations.

Jason is known for helping financial institutions modernize commercial payment and treasury operations to better support business clients and internal teams.

Sherah Spark is Chief Risk Officer at CheckAlt, where she oversees the company’s enterprise risk management program, including product and client risk, operational risk, fraud, security, compliance, AML/BSA, third-party oversight, audit readiness, and business continuity. She is responsible for building scalable governance frameworks that protect the business while supporting growth, client confidence, and regulatory trust.

Sherah brings deep experience in business transformation and technology strategy, with a focus on integrating risk management into product and operational decision-making. Prior to CheckAlt, she spent more than a decade at leading U.S. financial institutions, helping establish and mature risk programs and holding leadership roles at Wells Fargo and U.S. Bank.

She holds a Master’s degree in Enterprise Risk Management from Boston University.

Satish Thopte is Chief Technology Officer at CheckAlt, where he leads Technology, Product, Implementations, and Client Success. He is responsible for defining and executing the company’s product and technology strategy, modernizing platforms, improving operational efficiency, and ensuring secure, scalable delivery across CheckAlt’s solutions.

Satish brings more than 25 years of global leadership experience across payments, financial services, and technology-driven industries. He is known for building high-performing, globally distributed teams and for bringing structure, discipline, and execution rigor to complex environments. At CheckAlt, his focus includes advancing the company’s modernization and AI initiatives in a practical, execution-oriented way that supports scale and client outcomes. Prior to CheckAlt, he held senior leadership roles at organizations including Fiserv, General Electric, Procter & Gamble, Motorola, StoneRiver, and Hitachi.

Satish serves on the Board of Trustees for the Dallas–Fort Worth Maharashtra Mandal (DFWMM), supporting community service and leadership development initiatives. He holds a Bachelor’s degree in Computer Engineering and multiple certifications in technology and project management.