ATM CAPTURE
Accelerate ATM Deposits with Real-Time Check Capture
Deliver faster, smarter, and more reliable deposits with automated processing.
When Speed and Oversight Matter: Streamline ATM Deposits
For financial institutions and ATM service providers managing high volumes of ATM traffic, relying on traditional deposit processes can delay funds availability, increase back-office workload, and limit visibility into transactions. When efficiency and visibility are critical, you need a smarter way to manage ATM deposits—right where they happen.
Accelerate Deposits. Streamline Operations. Reduce Costs.
ATM Capture digitizes deposits at the ATM with real-time image capture, validation, and data transmission. The result? Lower costs, streamlined operations, and enhanced fraud protection. And with built-in heartbeat monitoring, institutions gain proactive insight into the health of their ATMs—maximizing uptime and customer satisfaction.
- Cost Savings: Cut costs by reducing manual back-office work and reconciliation.
- Operational Efficiency: Streamline operations with automated deposit handling and reconciliation.
- Enhanced Security: Reduce fraud risk with deposit approval rules, smart decisioning, and real-time alerts.
- Visibility & Control: Access deposited check images and transaction data instantly through a secure portal.
- Customer Experience: Improve convenience and reduce branch traffic by enabling 24/7 check deposits at your ATMs.
What Sets ATM Capture Apart
Go beyond standard deposit automation with advanced features designed to maximize reliability, flexibility, and performance.
Real-Time Imaging
Capture and validate deposits instantly with real-time visibility across your ATM network.
Continuous Monitoring
Keep your ATMs running smoothly—and your customers happy—with proactive heartbeat alerts that notify you of ATM issues.
Remote Installation
Deploy and update software remotely, eliminating the need for on-site technicians (requires remote connectivity to ATMs).
Platform-Agnostic
Integrate seamlessly with all major ATM models, drivers, and core systems, including Diebold, NCR, Hyosung, and Cummins Allison.
The key differentiator in CheckAlt’s service has been superior customer support, providing us with immediate assistance from their dedicated staff whenever needed. This level of support, combined with technical expertise and flexibility, has made CheckAlt an invaluable partner in our ATM operations.
All of our ATMs are now image-enabled and on CheckAlt! Everything went very smoothly and seamlessly. We appreciate all of CheckAlt's support through the project!
How to Get Started with ATM Capture
Getting started is easy. Our team provides full support and guides you through setup and integration, and you have access to a dedicated relationship manager post-launch. Plus, with CheckAlt’s Universal ATM Installer, remote deployment is fast and easy across your entire fleet, with no on-site technicians needed.
Frequently Asked Questions
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How does ATM Capture work?
ATM Capture integrates directly with your image-enabled ATMs, drivers, and core systems to automate deposit processing. Each check image and transaction is transmitted instantly for review and processing in real time.
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What types of terminals does ATM Capture support?
ATM Capture is terminal-agnostic. We integrate with all major ATM models, drivers, and core systems, including Diebold, NCR, Hyosung, and Cummins Allison.
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Does CheckAlt work with financial institution cores?
Yes, CheckAlt will deliver the ICL/X9 file in the format required by the core.
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How can I cut costs with ATM Capture?
With ATM Capture, you’ll streamline your back office with immediate check image processing—removing manual touchpoints and reconciliation steps—saving your staff time and money.
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How does ATM Capture automate deposit reconciliation?
ATM Capture uses complementary ATM reconciliation tools to automate your financial institution’s deposit reconciliation process, matching ATM terminal files against transactions. Reports show matched, exception, and summary transactions for fast resolution.
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How does ATM Capture help prevent fraud?
Financial institutions can configure deposit approval rules by ATM or across the fleet, flagging items for exception based on criteria such as deposit amount, duplicates, or MICR data. With centralized exception handling, staff can quickly identify and resolve flagged items in real time—reducing fraud risk before checks are submitted for processing.
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How are software upgrades handled?
With our Universal ATM Installer, CheckAlt can remotely install software upgrades across entire ATM fleets—saving time, reducing costs, and ensuring ATMs remain secure. (Note: This function requires capability to connect remotely to ATMs.)
Ready to Accelerate ATM Deposits?
ATM Capture is the proven solution for banks, credit unions, and third-party ATM service providers looking to automate and streamline check deposit processing.
Contact Sales
Our team is here to answer your questions and show you how our solutions can streamline your receivables.