Remote Deposit Capture
Simplify Check Deposits with FinCapture
The secure, mobile deposit solution that boosts cash flow, enhances security, and lets small businesses deposit checks instantly—anytime, anywhere.
The Challenge of Taking Payments in the Field
Businesses that collect check payments on site face delays, security risks, and manual processes that disrupt cash flow and productivity. Without a mobile deposit solution, they’re burdened with trips to the bank, fragmented workflows, and limited real-time deposit access—all impacting financial stability and growth.
The Quick, Secure, On-the-Go Solution for Mobile Check Deposits
Designed for convenience, FinCapture offers businesses a secure, mobile check deposit solution that fits seamlessly into their day-to-day operations. With real-time deposits, businesses improve cash flow, strengthen security, and reduce the burden of manual processing.
- Faster Access to Funds: Real-time deposits reduce cash flow delays, so small businesses get paid faster.
- Streamlined Operations: Mobile deposit eliminates trips to the bank and removes manual processing tasks.
- Enhanced Security and Control: Built-in fraud detection and customizable settings provide added security for every deposit.
What Sets FinCapture Apart
FinCapture is an API that seamlessly integrates into an existing mobile app, allowing financial institutions to offer small businesses a fast, secure way to process check deposits on the go.
API-Driven Integration
Connects seamlessly with existing applications, providing easy setup for FIs.
Core-Independent Flexibility
Operates seamlessly outside core systems, enabling easy integration and management.
Customizable Controls
Set business-specific rules for deposit limits, duplicate detection, and endorsement checks.
Efficient Onboarding
Self-service tools enable fast, easy setup for new business clients.
Enhanced Security for Peace of Mind
Safeguard every check deposit with CheckAlt’s fraud detection and secure check processing. Each transaction is protected by encryption and risk assessment, ensuring safe, compliant processing from end to end.
How To Get Started with FinCapture
Getting started is easy. Our team provides full support and will guide you through setup and integration, ensuring FinCapture is seamlessly up and running for your business clients in no time.
Frequently Asked Questions
-
How does FinCapture mobile deposit capture work?
FinCapture provides a straightforward, secure, and efficient mobile check deposit process for small businesses.
Here’s how it works:
- Check Capture: The business user takes a photo of the check using their mobile device, capturing both the front and back.
- Deposit Processing and Decisioning: CheckAlt runs fraud detection scans and processes the check image, verifying it for accuracy and compliance.
- Real-Time Deposit: Funds are deposited into the designated account, with transaction data sent directly for reconciliation, providing instant access to funds and simplifying financial management.
This seamless process enables businesses to deposit checks on-the-go, reducing manual steps, accelerating cash flow, and improving overall efficiency.
-
How secure is mobile check deposit?
CheckAlt uses advanced encryption and fraud detection to ensure that all check deposits are processed securely, meeting compliance standards.
-
Can I view check images after depositing?
Yes, FinCapture allows real-time access to check images, making it easy to review and manage deposits directly within the platform.
-
Can I track and monitor deposits?
Yes, FinCapture offers detailed reporting features that let you track transaction details, deposit history, and user activity for each account.
Ready to Simplify Check Deposits?
We’re here to help you accelerate cash flow, enhance security, and streamline deposit management for your business clients.
Contact Sales
Our team is here to help answer your payment management questions, and show you our solutions.