Our Check 21 Processing Solutions
The Benefits of Check 21
Frequently Asked Questions
The Check Clearing for the 21st Century Act (“Check 21”) is a federal law that addresses critical problems associated with using paper check payments. Check 21 took effect in 2004, allowing financial institutions to legally accept check images in place of physical paper checks and giving birth to the remote deposit capture technology boom.
CheckAlt created next-level technology utilizing the Check 21 payment system by developing a process to accept electronically created items with no paper origination (CheckAlt’s eCheck).
Our Check 21 products are designed to meet the needs of our clients, particularly when it comes to capturing data. CheckAlt’s eCheck API, for example, uses customer payment information to create an electronically created item with the option of six additional lines of data that the customer can submit during the time of payment, or the business can configure the software to populate an account number, customer ID number, or phone number.
Here are the three simple steps to get started with our Check 21 products:
1. Contact CheckAlt by completing the form to the right to begin onboarding.
2. CheckAlt works with you to implement Check 21 products that suit your needs.
3. Begin accepting multiple payment methods through various payment channels.