2026 RECEIVABLES AND PAYMENT PROCESSING STUDY
The Receivables Evaluation Window Is Open
Banks and credit unions are evaluating receivables and payment processing technology as integration needs, operational complexity, revenue opportunity, and IT constraints shape the next phase of investment.
The featured report, The 18-Month Receivables Window: What Financial Institutions Must Decide Now, is based on a CheckAlt-commissioned study managed by Datos Insights. It explores how financial institutions are approaching receivables and payment processing priorities, including evaluation timing, vendor selection criteria, technology spend, operational challenges, revenue opportunity, and adoption barriers.
Key topics covered
- Why many banks and credit unions are entering an active evaluation window
- How technology spend is shifting toward receivables and payment processing
- Why core integration is becoming a critical vendor evaluation factor
- How stalled modernization may affect client retention, operational efficiency, and revenue opportunity
- What barriers may slow action and how to build a practical roadmap
Key findings preview
- 75% of surveyed institutions are actively evaluating or plan to evaluate receivables and payment processing technology within the next 18 months.
- Two-thirds expect to increase technology spending in this area.
- 80% rank seamless core integration as the most important vendor evaluation factor.
This report was commissioned by CheckAlt and produced by Datos Insights based on a survey of senior financial institution decision-makers at U.S. banks and credit unions with $30 billion or less in assets.