REMOTE LOCKBOX
Capture Receivables On-Site with FinCapture Desktop
Accelerate check and remittance processing with a secure, hosted remote lockbox solution—no software to install, no mailing delays.

When Timing Matters: Bring Lockbox Processing On-Site
For businesses and financial institutions managing high volumes of payments and remittance documents, relying solely on off-site lockbox processing can introduce delays, increase float, and limit visibility. When speed, accuracy, and control are critical, you need a smarter way to process receivables—right where payments are received.
FinCapture Desktop brings lockbox functionality on-site, enabling same-day check and remittance capture through a secure, hosted platform—no software to install, no IT complexity.
Simplify Receivables with FinCapture Desktop
FinCapture Desktop is a secure, hosted remote lockbox that brings check and remittance capture on site. Scan full-page documents, manage exceptions in real time, and process payments the same day—all without mailing delays or IT complexity.
- Gain Full Control On-Site: Capture and process check payments where they’re received—no need to rely on external lockbox facilities.
- Accelerate Cash Flow: Reduce float and Days Sales Outstanding (DSO) with same-day processing.
- Save Time and Resources: Cut manual handling, mailing costs, and courier delays.
- Simplify Audits and Reporting: Access archived check and remittance data securely, no physical storage required.
- Strengthen Payment Security: Flag high-risk checks before deposit to help reduce fraud exposure.

What Sets FinCapture Desktop Apart
Bring lockbox power on site with full control, real-time exception management, and faster processing—all through a hosted, maintenance-free platform.
Hassle-Free Setup
Fully hosted, no software or IT burden—works with most standard scanners.
Full-Page Capture
Checks, invoices, coupons, and remittance documents in one pass.
Real-Time Exception Management
Resolve issues as they arise through an intuitive portal—no more waiting for downstream exceptions.
Built-In Fraud Protection
Automatically flag high-risk checks with real-time scoring, OFAC screening, and account validation at the point of capture.
Enhanced Security for Peace of Mind
CheckAlt prioritizes security at every stage of payment processing. Hosted on our secure platform, FinCapture Desktop ensures that all captured data is encrypted, stored securely, and processed in full compliance with industry standards. Our rigorous data protection protocols create a safe environment for managing receivables.

Getting Started with FinCapture Desktop
Implementing FinCapture Desktop is quick and hassle-free. Contact our team to discuss your receivables goals and arrange a personal demo. We’ll walk you through setup and workflow configuration, so you can start processing payments on-site with speed and confidence.
Frequently Asked Questions
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How does FinCapture Desktop Remote Lockbox differ from traditional lockbox services?
FinCapture Desktop brings lockbox-level payment capture directly to your location. Unlike traditional lockbox services, it enables same-day check and remittance processing on-site—giving you faster access to funds and full control over exceptions and workflows.
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Does CheckAlt’s Remote Lockbox solution (FinCapture Desktop) include fraud protection?
Yes. Integrated risk scoring automatically flags high-risk checks at the point of capture, giving you added peace of mind—without adding steps to your workflow. Includes OFAC screening, account and identity verification, and historical payment risk analysis.
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What types of payments or documents can I capture?
You can capture checks, remittance slips, invoices, coupons, and other payment-related documents in a single workflow using FinCapture Desktop.
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Is FinCapture Desktop compatible with my existing systems?
Yes. FinCapture Desktop is configurable and integrates with your existing receivables systems and supports customized workflows and reporting tailored to your business or industry.
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Do I need to install any software?
No. FinCapture Desktop is a fully hosted solution with no software installation required. You simply access the portal through your browser, and all updates are managed by CheckAlt.
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What equipment do I need to get started?
You'll need compatible check scanners with a supported driver. CheckAlt can help with scanner setup and configuration during implementation.
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How quickly will I receive funds?
FinCapture Desktop enables same-day processing, with funds typically deposited within 1–2 business days depending on your bank’s settlement timelines.
Ready to Streamline Your Receivables?
If you’re ready to take control over your receivables with secure, on-site payment capture, our team is here to help.

Contact Sales
Our team is here to help answer your payment management questions, and show you our solutions.