CheckAlt today announced that it is providing ATM item processing services to Citizens Bank. Citizens Bank is a locally owned community bank and SBA preferred lender based in the Tri Cities area of Tennessee.

“As an independent bank, it is crucial that Citizens has reliable partners to support the goals of their institution,” said Shai Stern, co-chairman and CEO of CheckAlt. “With our efficient ATM processing, Citizens can be sure they are providing top quality, cost effective, and compliant processing services to their customers.”

CheckAlt is committed to developing products and services based on Check 21, the 2003 federal law designed to speed commerce and end reliance on transportation of paper checks. Check 21 enables the most efficient, cost-effective payment technologies, such as Image Cash Letters (ICL) and eChecks. CheckAlt incorporates Check 21-based technologies into its ATM item processing, branch processing, electronic payment applications, remote deposit capture (RDC), and more.

For more information about CheckAlt, please visit


About CheckAlt
CheckAlt is a Check 21 application and processing provider. CheckAlt assists financial institutions in more efficiently processing their items from all capture points within the bank or credit union, and in attracting and retaining business customers with innovative white label payment solutions. Additionally, CheckAlt offers easy-to-integrate APIs for mobile and web developers that want to accept Check 21 payments. Products include eChecks, Item Processing, Remote Deposit Capture (RDC), Mobile, eCommerce, and Lockbox Services. Find out more about CheckAlt at