# CheckAlt

> CheckAlt is a payment technology company founded in 2009 that provides integrated receivables, lockbox, and treasury solutions to financial institutions, fintechs, and businesses. Its cloud-based platform (built on AWS) consolidates all payment types—checks, ACH, credit/debit cards, and online payments—into a single unified workflow. CheckAlt serves banks, credit unions, property managers, healthcare providers, municipalities, nonprofits, and higher education institutions. The company is headquartered in New York, NY, and was named to the 2025 Datos Fintech 50.

CheckAlt bridges traditional paper check processing and digital payment channels through a single integrated platform. It offers both full-service and SaaS deployment models. The company is PCI DSS and SOC 2 compliant and provides customizable APIs for seamless integration with existing business systems. CheckAlt has grown through strategic acquisitions including ERAS from Diebold (2014), Klik Technologies from MUFG Union Bank (2016), and U.S. Dataworks from The Bankers Bank of Oklahoma (2020).

## Core Solutions

- [Integrated Receivables](https://www.checkalt.com/technology/integrated-receivables): Manage all incoming payment types through a single, secure cloud-enabled platform. Automates reconciliation and provides full visibility across all payment channels from a single dashboard.
- [Item Processing](https://www.checkalt.com/products/item-processing): Consolidates and automates processing of checks, ACH, and card payments in a unified workflow to reduce processing time and improve operational efficiency.
- [ClearingWorks Platform](https://www.checkalt.com/clearingworks): CheckAlt's flagship integrated receivables platform for end-to-end payment management.

## Products

- [Lockbox Check Processing](https://www.checkalt.com/products/lockbox): Traditional lockbox service for efficient, secure paper check handling. Available as full-service or SaaS. Accelerates cash flow and simplifies receivables management.
- [Electronic Lockbox](https://www.checkalt.com/products/electronic-lockbox): Keeps online bill pay transactions digital by connecting businesses to the biller network, preventing payments from dropping to paper checks.
- [Remote Lockbox](https://www.checkalt.com/products/remote-lockbox): Secure hosted lockbox solution for on-site payment and remittance capture.
- [Online Payments](https://www.checkalt.com/products/online-payments): Enables 24/7 ACH, eCheck, credit, and debit card payment acceptance from any device.
- [LoanPay (Online Loan Payments)](https://www.checkalt.com/products/loan-payment-processing): Secure platform for borrowers to manage loan repayments, designed to reduce delinquencies.
- [FinCapture Remote Deposit Capture](https://www.checkalt.com/products/remote-deposit-capture): Mobile check deposit solution for office, field, or on-the-go use. Integrates into existing business apps via API with real-time processing.
- [ATM Deposit Capture](https://www.checkalt.com/products/atm-capture): Automates and accelerates ATM check deposit capture and processing.
- [Branch Capture](https://www.checkalt.com/products/branch-capture): In-branch deposit capture solution that streamlines workflows and accelerates reconciliation.

## Industries Served

- [Financial Institutions](https://www.checkalt.com/industries/financial-institutions): Complete integrated receivables solutions for banks and credit unions to offer their business customers.
- [Banks](https://www.checkalt.com/industries/banks): Tailored payment and treasury management solutions for commercial banks.
- [Credit Unions](https://www.checkalt.com/industries/credit-unions): Modern teller capture, electronic lockbox, and receivables solutions for credit unions.
- [Fintechs](https://www.checkalt.com/technology): API-first partnership model to enhance fintech payment offerings for their clients.
- [Businesses](https://www.checkalt.com/industries/businesses): Receivables solutions for businesses of all sizes across property management, healthcare, utilities, municipalities, nonprofits, and higher education.

## Company

- [Contact Us](https://www.checkalt.com/contact-us): Sales inquiries and demo requests.
- [Developer Portal](https://developer.checkalt.com/): API documentation and developer resources for integrating CheckAlt solutions.

## Resources

- [Insights Blog](https://www.checkalt.com/blog): Industry analysis, perspectives, and features on payments and receivables management.
- [Case Studies](https://www.checkalt.com/case-studies): Client success stories across financial institutions and businesses.
- [News](https://www.checkalt.com/news): Product releases, updates, and company announcements.
- [Glossary](https://www.checkalt.com/glossary): Definitions of key terms in payments, lockbox, and receivables management.