The automatic clearing house (ACH) is a secure network used to connect banks to each other. Banks and businesses use this network to process direct deposits, electronic payments, business-to-business payments, and some debit-card payments.  ACH is used by both commercial and government sectors. Businesses are increasingly using ACH to supplement their payment options online and over the phone. ACH payments are also referred to as "electronic checks" or "e-checks".

Why Use ACH through CheckAlt?

Better Payment Processing

• ACH payment processing increases cash flow, decreases accounts receivables, and automates business operations.

Electronic Checks

• Over 20% of internet purchases today are paid with e-checks. Electronic checks reduce payment processing fees to merchants up to 80% compared to credit cards.

Reduced Risk of Processing

• Advanced technology for high risk processing presents exciting new ways to process payments. Utilizing these processing solutions, such as ACH, increases profit margins and decreases operating expenses.

Checks by Phone

• Convenient and easy way to accept payments from consumers who prefer telephone payments.  Checks by phone are also perfect for last minute bill pay.

No Blacklisting

• With credit cards, if your charge-backs reach 1% of sales, your company can be placed on the Visa/Mastercard/Amex MATCH list, formerly the Combined Terminated Merchant File, and can no longer accept these credit card payments. Unlike credit cards, CheckAlt does not deny merchants based on their MATCH list status.